–Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
–Whether you own a house, apartment, or condo, the right home insurance policy not only provides money to replace your home and your belongings if an accident were to happen, but also provides you with peace of mind knowing that your valuables are protected.
Protection for Your Home
Property or Dwelling Coverage typically will pays to repair or rebuild your home if it’s damaged by a fire or storm.
Protection for You and Other People
Personal Liability Coverage is needed if someone is injured or their property is damaged and you are at fault. This coverage typically can be applied to anywhere in the world.
When choosing your liability coverage, it is important to consider things such as how much money you make and your current assets. Furthermore, we recommend that your personal liability coverage is high enough to protect your assets in the event of you being sued.
Additional Living Expenses
If you can’t live in your home because of a loss that is covered by your insurance policy, your home insurance coverage will pay additional living expenses. Often, it covers up to 24 months-while damage is assessed and your home is repaired or rebuilt.
Protection for Your Belongings
Your home is filled with many valuable assets that mean a lot to you. Personal Property Insurance will help to replace these items if they are lost, stolen or destroyed from a covered incident.